Trusted by 50,000+ Malaysians

Personal financing,
made simple for Malaysians.

Borrow with confidence. Transparent rates, flexible terms, and approval in as fast as 24 hours — designed for life's important moments.

RM 100K
Maximum financing
15% EIR
Effective interest rate (EIR) from
24hrs
Fast approval
84 mths
Flexible tenure
M
Built for the moments that move Malaysia forward.

Financing that respects your time and your goals.

01

No collateral required

Unsecured personal financing — your assets stay yours. Approval based on your income profile.

02

Transparent pricing

No hidden fees. See your monthly repayment and total cost upfront, before you commit.

03

Digital from start to finish

Apply online with MyKad and three months of payslips. Funds disbursed directly to your bank.

04

Flexible repayment

Choose a tenure that fits your budget, from 12 months to 84 months. Settle early with no penalty.

05

Real human support

Speak with our advisors in English, Bahasa Malaysia, or Mandarin — Monday to Saturday.

06

Trusted compliance

Fully licensed under the Moneylenders Act 1951. Your data is protected by PDPA standards.

Stories from across Malaysia.

Real borrowers, real outcomes — from Penang to Johor Bahru.

Important notice: Meridian Finance Sdn Bhd is an e-licensed moneylender under the Moneylenders Act 1951 (License No: WL5823-471XXXX). Interest rates, approval, and final loan amount are subject to assessment of applicant's credit profile and supporting documents. Borrowers must be Malaysian citizens aged 21–60 with a minimum monthly income of RM 2,000. Please borrow responsibly. Terms and conditions apply.